Frost's blog

If you’ve been putting off looking at your mortgage because of the rapidly rising interest rates late last year, now could be the best time to speak to a Financial Adviser.

As the market shifts back into gear for the new year, you might be starting your search for a new home. One option to consider is purchasing a new build property.

The chancellor has unveiled in this morning’s mini-budget that there will be a permanent cut to stamp duty taking effect immediately, as of Friday 23rd September 2022.  The cut is set to save home buyers thousands, with the aim to help encourage economic growth by allowing more people to move property and get more first-time buyers on the housing ladder.

Great news for buyers with the introduction of a 5% mortgage deposit scheme, offering a 95% mortgage loan on properties valued up to £600,000.

Thinking of buying your first home? Take a look at our comprehensive guide, filled with useful hints and tips to prepare you for every stage of the process. 

In and around St Albans and Harpenden are some fantastic clubs like the Cottonmill at Sopwell House, Cottonmill Lane, St Albans, Hertfordshire AL1 2HQ.